Making loans to small and medium-sized businesses has been hard for community banks since the Great Recession, a consequence of tighter regulations designed to prevent another financial crisis, and it is stymying aspiring entrepreneurs.
A new Texas-based financial technology firm, though, wants to make it easier for community banks to approve loans for local businesses. Collateral Edge partners with banks by offering an easy-to-use tool that boosts their income while ensuring companies get the capital they need.
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